Export and get paid — with export working capital, letters of credit and trade finance built for international sales. Compare export financing from multiple lenders.
Check My Eligibility →Export financing provides working capital and payment security for businesses selling internationally. It covers pre-shipment costs — materials, labor and freight — plus post-shipment gaps while waiting for payment on open-account terms.
Tools include export working capital loans, letters of credit, export factoring and EXIM Bank-backed programs. Through BidMyCapital you can compare export financing and trade finance options from multiple lenders.
Secure an international order or contract from a buyer.
Working capital covers materials, labor and freight to deliver.
Letters of credit and factoring de-risk payment and release cash.
Export working capital loans are typically priced at prime-plus rates with EXIM guaranteeing up to 90% for qualified lenders. Letters of credit and factoring carry fees as a percentage of the transaction, often 0.5% to 3% depending on structure and buyer risk.
A track record of international sales strengthens approval.
U.S.-origin products or services sold to foreign buyers.
Confirmed purchase orders and pro-forma invoices.
EXIM Bank support can open working capital for smaller exporters.
Capital and payment tools that help exporters fund production and protect against the payment risk and delays of selling internationally.
The umbrella term for financing international trade — including letters of credit, guarantees, working capital and factoring used to move goods across borders.
EXIM Bank is the U.S. export credit agency. It guarantees export working capital loans and credit insurance, making it easier for private lenders to fund exporters.
A bank guarantees payment to you when you present shipping documents. The letter can also be financed, giving you cash against the guaranteed receivable.
Yes. Export factoring advances against your international receivables, though some exporters combine it with credit insurance to manage buyer risk.